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Industry News

Do you need earthquake insurance and what does it cover?

Earthquake risk has been the topic of discussion in various geographic areas for decades. Past earthquakes have even caused insurance companies to implement temporary moratoriums on issuing earthquake policies in those...

January 30, 2023

Risk Mitigation

Industry News

Manufacturers’ errors and omissions: A potential gap in your insurance program

Many manufacturers incorrectly assume their risk is entirely covered through their Commercial General Liability Insurance policy. When considering manufacturers’ exposure to risk, the first thing that often comes to mind...

January 2, 2023

Risk Mitigation

Industry News

Are you protecting customer vehicles in your shop?

Most upfitters have customer vehicles in their shops at some point, whether they belong to municipalities, utilities, contractors or even bailment pools. Regardless of which category fits your shop, you are responsible...

October 3, 2022

Industry News

Understanding and managing your general liability premium audit

Most work truck industry businesses have General Liability policies that are auditable on an annual basis. Most companies dread the audit — both the process itself and the impending outcome of additional premium due. So...

July 5, 2022

Risk Mitigation

Industry News

An appropriate time to discuss flood insurance

With current extreme weather conditions in many areas of the United States, I understandably have received many phone calls and inquiries recently about flood insurance. Most callers wonder if they currently have flood...

April 1, 2022

Risk Mitigation

Industry News

Things to know about cyber risk and insurance

There’s a lot at stake when managing your business’s data and network. Cyber losses have increased exponentially in recent years, and cyber criminals are getting savvier. Companies can no longer assume they’re safe from...

January 3, 2022

Risk Mitigation

Industry News

Is what’s legal in my state legal in yours?

The payload capacity of a dump truck that can legally carry over 31,000 pounds in Florida can drop by 4,500 pounds if it crosses into the neighboring state of Georgia. The ability to market a work truck in multiple...

October 1, 2021

Industry News

How to manage your company liability exposure using risk management techniques

Business owners typically spend a lot of time thinking about risk management, even if they don’t know it in these terms. How can I protect my company’s assets against lawsuits? How can I provide a safe environment for...

October 1, 2021

Risk Mitigation

Industry News

4 ways to make insurance renewal work for you

It’s fairly easy to guess how companies may feel about insurance policy renewal. It’s a pain…it’s time consuming…it’s tedious. But I challenge you to rethink it — or, dare I say, even welcome it. Remember, insurance...

June 23, 2021

Risk Mitigation

Industry News

Understanding and managing a General Liability premium audit

Many work truck industry companies have General Liability policies that are auditable on an annual basis. And most of them dread the audit — both the process itself and the impending outcome of additional premium due. So...

March 30, 2021

Risk Mitigation

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